Program Sertifikasi International - Chartered Credit Analyst (CCA®)

Please allow us at this occasion to offer for your credit analyst team a rare opportunity to earn an international designation in Indonesia, Chartered Credit Analyst (CCA^®), the premier practitioner's program for credit analyst.

The goal of this program is to provide for a Credit Analyst with diagnostic skills that can be immediately used upon return to their respective international banks or corporate credit departments. Analysts will learn to use demonstrated analytical strategies which will enable them to assess the degree of risk prior to endorsing approval or rejection of a specific credit request. Another objective of this program is to enhance the documentation of commercial loan files which will reduce losses and will be viewed favorably by the regulatory community.

The program is issued internationally from the The American Academy of Financial Management (AAFM^TM). It is a USA based Board of Standards, certifying body, and accreditation council dedicated to the finance sector and management professionals. AAFM ™ has established operations and offered certification training in over 20 countries. AAFM members are in 150+ countries. AAFM ™ has acknowledgment agreements with some of the top Institutions and Accreditation Agencies in the world. AAFM now has over 560 approved and registered training programs which are accredited. AAFM ™ is the first global organization to recognize superior and government recognized business schools that are double accredited. AAFM has members who are top faculty from the best universities in the World. For reference you may visit the web: www.aafm.us.

The program provides the following benefits:

• Understand the various types of financial statements and be able to identify the components of financial statements including the balance sheet, income statement, statement of cash flows and reconciliation of net worth 
• Spread the financial statements consistently and perform ratio analysis so that trends can be identified
• Perform a detailed cash flow analysis by calculating the sources and uses of funds from one accounting period to another
• Prepare financial projections based upon assumptions provided by the borrower then test those assumptions by utilizing sensitivity analysis 
• Identify factors which may impact the ability to repay debt obligations and to document the finding in a written credit analysis memorandum 
• Understand how to grade a loan or establish a credit rating 
• Develop your own manager’s handbook
• Explore the implications of the global re-pricing of credit risk

Moreover, the participants can use the board certified designation, CCA^® after their name on their business card and on any promotional materials. This will give both excellent recognition and promising career in the future.

Who should attend? This highly practical course has been specifically designed for:

• Credit Analysts 
• Credit Managers
• Corporate, Commercial and Retail Loan Officers/Managers
• Loan Review Officers/Managers 
• Branch Managers 
• Senior Banking Professionals

Please contact us to arrange for presentation or discussion session in your suitable time. Would you please call Ms. Risty to her mobile: 0852-10183960 or email at: risty@vibizconsulting.com.